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We thank you for your interest in Realosophy.com. Please read the following Terms & Conditions of Use (theTerms”) that govern our site. Our goal is to provide consumers with access to unbiased information about the HomeBuying process as well as information about any other real estate issues we feel are relevant or interesting. By using our site, you agree to be bound by the Terms set out herein.

We reserve the right, at our sole discretion, to modify the Terms from time to time and without notice; such modifications shall be immediately effective. Your continued use of the Realosophy.com site shall be deemed conclusive acceptance of the modified Terms.

If you do not agree with the Terms, please do not use the Realosophy.com site.

The Realosophy.com site and all content therein including but not limited to text and graphics, ideas and materials at this web site, as well as the layout of this site, are copyrighted and are protected by Canadian and international copyright laws and treaty provisions.

The right, title and interest in the Realosophy.com site, including but not limited to all intellectual property contained therein, are protected by Canadian and international intellectual property laws.

You may access, download and print materials on this web site solely for your personal and non-commercial use. No right, title or interest in any of the materials contained on this web site is transferred to you as a result of accessing, downloading or printing such materials.

Unless otherwise specified, you may not copy, modify, distribute, transmit, display, reproduce, publish, license, create derivative works from, link to or frame in another web site, use on any other web site, transfer or sell any information obtained from this web site, without written permission from Realosophy.com.

For your convenience, Realosophy.com may provide links to various other web sites that may be of interest to you. However, Realosophy.com does not control such web sites and is not responsible for their content nor is it responsible for the accuracy or reliability of any information, data, opinions, advice, or statements contained within such web sites. Furthermore, the Realosophy.com privacy policy is applicable only when you are on our web site. Once you link to another web site, you should read that site's privacy policy before disclosing any personal information. If you decide to access any of the third party sites linked to this web site, you do so at your own risk and Realosophy.com reserves the right to terminate any link or linking program at any time.

We have created this site in order to promote awareness and uphold ethical dialogue. We have high standards for our site, and expect our users to abide by them. You agree that you are an adult, or a mature person over the age of 13. You agree that our site is not to be used for any illegal purpose, including the dissemination of material of any kind that is libelous, defamatory, obscene, abusive, pornographic or violates or infringes the rights of any other person, object, or entity. You agree that you will be solely liable for any loss or damage resulting directly or indirectly from making any objectionable or illegal material available on the Realosophy.com site.

The Realosophy.com team has no obligation to review every item of information available on our site and is not responsible for any inaccuracies, particularly related to information provided by you. In addition, Realosophy.com reserves the right to delete, refuse, edit and monitor any information in whole or in part without notice and at its sole discretion. You agree that any information provided by you becomes the absolute property of Realosophy.com and that you provide us with the absolute right to use, publish, modify, reproduce, sublicense and/or incorporate that information into any other material regardless of medium.

Although we endeavor to ensure the information provided by Realosophy.com is complete, accurate and timely, we cannot guarantee same. You agree to hold us harmless for any errors or omissions contained herein. The information provided by Realosophy.com is intended for information purposes only. The information, tips, charts, calculators and documents provided are provided as a service and are not intended to replace the advice of a solicitor or other professional.

You agree to hold harmless and indemnify Realosophy.com, and its subsidiaries, affiliates, officers, agents, and employees from and against any third party claim arising from or in any way related to your use of our services, including any liability or expense arising from all claims, any direct, indirect, incidental, special consequential damages or any other loss, suits, judgments, litigation costs and attorneys' fees, of every kind and nature.

You further agree that under no circumstances, including but not limited to negligence, gross negligence, negligent misrepresentation, fundamental breach will Realosophy.com be liable for any damages or loss that result from the use or inability to use any information contained in Realosophy.com. Due to the nature of the medium, Realosophy.com will not be held liable for any interruptions in service, viruses, or other web-transmitted nuisances beyond our power or control.

You agree that in no way is Realosophy.com trading in real estate as defined by the Real Estate and Business Brokers Act, 2002, S.O. 2002, c. 30, Sch. C, (“REBBA”) as amended from time to time. Your use of the Realosophy.com site is an acknowledgment that the information and services provided on our site are not in contravention of the REBBA or any other law or statute.

The information provided on our site is on an ‘as is’ and ‘as available’ basis, without representations or warranties of any kind, either express or implied. We can not warrant the accuracy or completeness of all the information provided on Realosophy.com, in particular graphics, text, external or internal links, or typographical errors.

This web site is controlled by Realosophy Holdings Inc. from its offices within Toronto, Canada. As such, the laws of the province of Ontario, Canada will exclusively govern these Terms without giving effect to their conflict of laws principles. You hereby irrevocably and unconditionally consent to submit to the exclusive jurisdiction of the courts of Ontario and/or the Federal Court of Canada in Ontario, for any litigation arising out of or relating to the use of the Realosophy.com web site, waive any objection to the venue of any such litigation in the Ontario courts and agree not to plead that such litigation brought therein has been brought in an inconvenient forum.

If any provision of these Terms shall be unlawful, void or for any reason unenforceable, then that provision shall be deemed severable from these Terms and shall not affect the validity or enforceability of any remaining provisions.