15204 Highway 12 Highway, Tay, ON L0K 2A0

Nestled along the shores of Hogg Creek, this lovely raised bungalow offers a rare waterfront lifestyle with waterfront on both sides of the creek. Enjoy your morning coffee, stroll across your private bridge to your own peaceful parcel of nature while Rainbow & Brown Trout, Chinook, & Coho Salmon swim by in season. This home blends comfort, recreation, & country charm. Relax on the back deck overlooking the creek rapids, enjoy the fenced yard, or consider raising chickens, & picking your own apples! Two powered sheds with workbenches provide excellent space for storage, hobbies, or workshop use. Inside, the bright foyer features a spacious double closet with decorative niche above. The main level offers an inviting open-concept layout with a sun-filled living room & walkout to the back deck with gated stairs leading toward the creek.. The dining area is enhanced by large windows & an elegant chandelier, while the kitchen features quartz countertops, pot lights, a large island with seating for three, pendant lighting, & abundant natural light. The primary bedroom overlooks the creek rapids and includes a walk-through closet leading to a stylish 3-piece ensuite with glass shower. A second bedroom, 4-piece bathroom, linen storage, & convenient main floor laundry complete the upper level. The lower level offers in-law capability with a bright open-concept layout, walkout basement, spacious living room with sliding glass doors to a covered patio, dining area, and efficient galley kitchen. A second primary bedroom offers serene creek views, while another bedroom & spacious 4-piece bathroom provide comfortable accommodations. Separate laundry hookups are located in the utility room. Ideally located for year-round recreation with easy access to the beaches & marina in Victoria Harbour, cycling & walking on the Tay Trail, golf courses, Highway 400, & skiing at MSLM. A rare opportunity to enjoy waterfront living, natural beauty, and flexible multi-generational space.